Women Today

Gina Nytes, Kaukauna branch manager for Citizens Bank, brings us this week's financial tip:

Believe it or not, many couples find it very difficult to talk openly about their finances. Money concerns can cause problems in a relationship, so here are some ways couples can come together to get their finances in order and plan for the future:
• Get organized – Gather all important financial related documents and organize and store them in an agreed upon location. This way you will know that your important papers are organized and easy to refer back to at a later date.
• Track your spending and pay yourself first – Write down where you are spending your money and determine where you might be able to cut expenses. Also, don’t forget to pay yourself first. Have a predetermined amount of money automatically taken out of your paycheck and transferred into your savings account.
• Plan to save – Make saving a part of your everyday life and plan for future expenses throughout the year.
• Build an emergency fund – You never know when life will throw you a curveball and you’ll need additional cash. These types of situations can take a toll on our finances especially when money is tight. Reduce your stress by starting an emergency fund account. No matter how much you have to spare, every penny counts. So start to grow an emergency fund by committing to put a little money away on a monthly basis.
• Set goals – Decide what you want to do with your money. Do you want to pay off debts and or student loans? Buy a house? Save for a new car or additional education? No matter what you set out to achieve, write down your goals and how you are going to achieve those goals. Share your goals with your significant other.
• Review your insurance coverage – Every year, review your life, health, disability, renters / homeowners, auto, etc. policies to make sure that you and your significant other are adequately covered.

Women magazine hopes to motivate all of us to reach our goals. Through its Women Who Inspire feature, Women magazine presents chiropractors in the area who stive to help us improve our lives. Today we present Dr. Amy Nussbaum Schubbe:

Dr. Amy Nussbaum Schubbe D.C.
Nussbaum Chiropractic L.L.C.
Appleton

What is the best part of your job? The best part of my job is seeing the smiles on the faces of my patients who are enjoying a more active, pain-free lifestyle after chiropractic treatment. I have a family practice; my youngest patient is 5 days old and my oldest is 97.
I also enjoy working within a referral network with many Fox Valley physicians.

What advice do you have for people interested in the profession? Those interested in the chiropractic profession must commit to treating people with a variety of musculoskeletal conditions in an ever-changing health care environment.
My approach since starting my practice in 1992 has been a multidisciplinary one. We need to stay within the scope of our practice and make a referral to the appropriate physician if it is warranted.

What tips do you have for people who want to get rid of aches and pains? In my 18 years of practice, I have found that one of the main elements associated with the reduction of aches and pains has stayed the same: exercising and stretching on a daily basis.
In other words if you don't use it you lose it.

A love note really does make someone’s day. It can be as simple as a sticky note, or perhaps you have some cards or beautiful paper that you want to use. The point is…make the person feel loved.

Places to put your love note include; on the remote, in a favorite cup, the bathroom mirror, the computer screen, a coat pocket, rearview mirror, water bottle, mobile phone, book being read or lunch bag.

Love notes lead up to the presentation of your full love letter on February 14th. thinkmarriage.org is celebrating National Marriage Week February 7th -14th with love notes leading up to a love letter. Get a love letter kit along with tips on how to write one from www.thinkmarriage.org, click on the store tab.

This is the “You Are Priceless” note: a take-off on the popular commercial.
Examples:
Brand new HD TV: $3,000. Snuggling and watching a movie with you on any TV: Priceless
A dozen roses: $59.00. Taking a walk with you and admiring daisies in the spring. Priceless

Get tips on how to write a love letter and a kit at www.thinkmarriage.org.
Love Letter tips courtesy of thinkmarriage.org and www.wimarriagechat.org blog.
E-mail: info@thinkmarriage.org